Why is my U.S. bank account transaction pending?

Although funds are immediately deducted from your bank account, transfers between a bank account and Uphold are not immediate. Please note that bank account transactions can take up to 3 business days (accounts linked with Plaid) or 5-7 business days (accounts linked using routing/account numbers) to fully process and post. As soon as your bank has confirmed the transfer, the funds will arrive into your Uphold account.

A business day is considered every official working day of the week. Another common term is working day. Typically, these are the days between and including Monday to Friday and do not include public holidays and weekends.

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