How to add and withdraw funds via SEPA (Web classic view)

To add and withdraw funds with your SEPA bank account:

  1. Log in to your Uphold account
  2. Select the Card you would like to add funds to
  3. Click 'ADD FUNDS'
  4. Select the FUND with SEPA option
  5. Retrieve the bank account details (including the Card Reference)
  6. Use these details to wire funds from your bank account to your Uphold bank account
How to withdraw funds:
  1. Log in to your Uphold account
  2. Select the Card you wish to withdraw funds from
  3. Click the SEND TO BANK ACCOUNT option
  4. Choose the bank account from your menu or add the bank account details
  5. You may customize the name of your bank account for easy reference in the future!

Important to note: If you are not a verified member you will be unable to withdraw funds. Account verification takes just moments, click here to log in and perform the verification.  



  • For SEPA deposits, in order to process the transaction, don't forget to include the destination card Reference ID, without this information our system will be unable to track the destination account. The reference ID is available on the  "Add funds" screen.

  • The funds will arrive into your Uphold account, typically within 1-2 business days. Uphold will send an email informing you when your funds have arrived.

  • When deposits made via SEPA are credited to your account (1-2 business days), they will be available for use within your Uphold wallet. In an effort to ensure the security of your account, there is a 24 hour settlement period before you can withdraw or send these funds to another member.

  • You can add multiple bank accounts to your Uphold account. Simply add the accounts and choose the account you wish to transfer to or from when adding and withdrawing funds.

You can use the same bank account to withdraw funds:

  1. Select any of your Cards and click 'Withdraw'
  2. Choose your linked bank account
  3. Enter the amount you want to withdraw and click "Confirm"

Once confirmed, the funds will appear within your linked bank account typically within 1-2 business days.



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