Account funding & withdrawal costs and limits

Funding & Withdrawal Limits

CHANNEL Funding Withdrawal
Cost Limit  Cost Limit 


Credit Card*






Bank Transfer 





$3.99 flat rate



Bank Transfer 




$3.99 flat rate
















Free None

$2.99 flat rate +

0.0003 BTC

0.003 LTC

0.005 ETH

Fee Waived BAT

0.0003 BCH

0.0003 DASH
0.001 Dash InstantSend

0.0003 BTG

0.1 XRP

50 LBA

0.0003 UPBTC

0.99 UPUSD


0.00001 BTC

0.25 LTC

0.001 ETH

0.1 BAT

0.00001 BCH

0.0001 DASH


0.0001 BTG

0.001 XRP

0.001 LBA

0.00001 UPBTC

0.01 UPUSD 

Daily, weekly and monthly volumes are calculated according to a sliding window, respectively of the last 24 hours, 7 days or 30 days. 

Our fees:


Conversion Fee

US Dollar (USD)

Euro (EUR)

British Pounds (GBP)

Universal US Dollar (UPUSD)


Japanese Yen (JPY)

Swiss Francs (CHF)

Mexican Pesos (MXN)

Canadian Dollars (CAD)

Australian Dollars (AUD)

New Zealand Dollars (NZD)

Hong Kong Dollars (HKD)

Singapore Dollars (SGD)

Danish Krone (DKK)

Norwegian Krone (NOK)

Swedish Krona (SEK)


Philippine Peso (PHP)

Polish Zloty (PLN)

Arab Emirates Dirham (AED)

Argentine Peso (ARS)

Brazilian Real (BRL)


Chinese Yuan (CNY)

Indian Rupee (INR)


Bitcoin (BTC)

Universal Bitcoin (UPBTC)


Other Cryptocurrencies

ETH (1.4%) ; LTC (1.4%)
BAT (1.95%) ; BCH (1.4%)
DASH (1.25%) ; BTG (1.95%)
XRP (1.4%); LBA (1.95%)

Precious metals

XAU (2.05%) ; XPT (3.95%)
 XPD (3.05%) ;  XAG (3.65%)

Note: The percentage fee charged for converting from one currency to another is always the highest of the involved. 

Uphold is committed to making financial services affordable for everyone and we strive to keep all fees as low as possible. Certain fees may apply to institutional and high-frequency members, but any such fees will be agreed upon in advance.

* China Union Pay card funding is available at a 3.99% fee. 


The minimum withdrawal amount is 0.00001 BTC or the equivalent in any other currency.

EU: the minimum is €75/transaction. 

US: the minimum is $50/transaction

To increase your limits, please see our Account Limit Increase Application.

How does Uphold set its conversion rates?

Uphold uses the mid-market price when quoting the value of holdings on our system and for our currency conversions. The mid-market price is the midpoint between the bid and ask price quoted in the financial markets. For example, if the bid price is $305 and the ask is $295, then the price used for buying and selling that asset is $300. For our precious metals, we use the midpoint between Gold Bullion International’s (GBI) buy /sell prices.

You may notice a slight difference between the buy and sell price quote for the same currency pair at Uphold. This is because we include in the quote a Price Protection Fee. This small difference (usually less than 0.75% above or below the mid-market rate) allows us to give you an instant and guaranteed quote no matter the market conditions or other factors that may affect our ability to settle your trade.

In the case of bitcoin, we're constantly monitoring rates and liquidity from multiple exchange partners and, in our efforts to reduce volatility, we pick our rates based on which exchanges have the highest liquidity. We do not endorse any particular mid-market price and we cannot verify if the mid-market price reflects exact fair market value at any time.

 $1,000 Transaction Allowance for non-verified members

Uphold requires all members to become verified members when the cumulative value of their lifetime transactions (excluding the addition of funds to their accounts) exceeds $1,000 U.S. dollars.

This is for your safety and the security of the Uphold network at large. When this allowance is exceeded, accounts will be restricted from conducting transactions of any kind until the account has been fully verified. Our team reviews all transactions for compliance with our membership agreement.


Was this article helpful?
35 out of 49 found this helpful