Account funding & withdrawal costs and limits

Funding & Withdrawal Limits

CHANNEL Funding Withdrawal
Cost Limit  Cost Limit 

Debit/

Credit Card*

 3.99%

Min:
$50/day
€50/day
£50/day

Max:
$500/day
€500/day
£500/day

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Bank Transfer 

ACH

  Free

Min:
$50/day

Max:
$500/day 

$3.99 flat rate

 Min:
$50/day

Max:
$10,000/day

Bank Transfer 

SEPA

 Free 

Min:
€75/transaction
£100/transaction 

$3.99 flat rate

Min:
€10/day
£20/day

Max:
€50,000/day
£50,000/day

Bitcoin

Litecoin

Ethereum

BAT

BCH

DASH

BTG

Free None

0.0003 BTC

0.003 LTC

0.005 ETH

10 BAT

0.0003 BCH

0.0003 DASH

0.001 DASH Instant Send


0.0003 BTG

Plus $2.99 flat rate

Min:
0.00001 BTC
0.25 LTC
0.001 ETH
0.00001 BCH
0.0001 DASH
0.0001 BTG

Daily, weekly and monthly volumes are calculated according to a sliding window, respectively of the last 24 hours, 7 days or 30 days. 

Our fees:

 

Conversion Fee

US Dollar (USD)

Euro (EUR)

British Pounds (GBP)

0.65%

Japanese Yen (JPY)

Swiss Francs (CHF)

Mexican Pesos (MXN)

Canadian Dollars (CAD)

Australian Dollars (AUD)

New Zealand Dollars (NZD)

Hong Kong Dollars (HKD)

Singapore Dollars (SGD)

Danish Krone (DKK)

Norwegian Krone (NOK)

Swedish Krona (SEK)

0.95%

Philippine Peso (PHP)

Polish Zloty (PLN)

Arab Emirates Dirham (AED)

Argentine Peso (ARS)

Brazilian Real (BRL)

1.15%

Chinese Yuan (CNY)

Indian Rupee (INR)

1.4%

Bitcoin (BTC)

1.05%

Other Cryptocurrencies

ETH (1.4%) ; LTC (1.4%)
BAT (1.95%) ; BCH (1.4%)
DASH (1.25%) ; BTG (1.95%)

Precious metals

XAU (2.05%) ; XPT (3.95%)
 XPD (3.05%) ;  XAG (3.65%)

 Note: The percentage fee charged for converting from one currency to another is always the highest of the involved.

Uphold is committed to making financial services affordable for everyone and we strive to keep all fees as low as possible. Certain fees may apply to institutional and high-frequency members, but any such fees will be agreed upon in advance.

* China Union Pay card funding is available at a 3.99% fee. 

Minimums

The minimum withdrawal amount is 0.00001 BTC or the equivalent in any other currency.

EU: the minimums are €75/transaction or £100/transaction. 

To increase your limits, please see our Account Limit Increase Application.

How does Uphold set its conversion rates?

Uphold uses the mid-market price when quoting the value of holdings on our system and for our currency conversions. The mid-market price is the midpoint between the bid and ask price quoted in the financial markets. For example, if the bid price is $305 and the ask is $295, then the price used for buying and selling that asset is $300. For our precious metals, we use the midpoint between Gold Bullion International’s (GBI) buy /sell prices.

As part of our commitment to fairness and transparency, we are proud to use the mid-market price to eliminate any spread and ensure no hidden fees, so that our members receive the market’s most transparent and fair pricing.

In the case of bitcoin, we're constantly monitoring rates and liquidity from multiple exchange partners and, in our efforts to reduce volatility, we pick our rates based on which exchanges have the highest liquidity. We do not endorse any particular mid-market price and we cannot verify if the mid-market price reflects exact fair market value at any time.

 $1,000 Transaction Allowance for non-verified members

Uphold requires all members to become verified members when the cumulative value of their lifetime transactions (excluding the addition of funds to their accounts) exceeds $1,000 U.S. dollars.

This is for your safety and the security of the Uphold network at large. When this allowance is exceeded, accounts will be restricted from conducting transactions of any kind until the account has been fully verified. Our team reviews all transactions for compliance with our membership agreement.

Inactive accounts 

To keep your Uphold account active you simply need to initiate a transaction within your Uphold wallet every 90 days. A transaction is considered any action which value is moved and is initiated by a member within their Uphold wallet. Including a bank transfer (deposit or withdrawal), moving value between cards, sending value to another member, email address, or crypto address.

The following is a summary of cumulative fees that will be automatically collected from inactive accounts:

  • 90 - 180 days: 1 USD per month
  • 180 - 365 days: 5 USD per month
  • 365+ days: 10 USD per month

 Please click here to read more on inactive and dormant account status.

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