Account funding & withdrawal costs and limits
Funding & Withdrawal Limits
| CHANNEL | Funding | Withdrawal | ||
| Cost | Limit | Cost | Limit | |
|
Debit/ Credit Card* |
3.99% |
Min: Max: |
-- |
-- |
|
Bank Transfer ACH |
Free |
Min: Max: |
$3.99 flat rate |
Min: Max: |
|
Bank Transfer SEPA |
Free |
Min: |
$3.99 flat rate |
Min: |
|
Bitcoin Litecoin Ethereum BAT BCH DASH BTG XRP LBA |
Free | None |
$2.99 flat rate + 50.00 LBA |
Min: LBA
|
Daily, weekly and monthly volumes are calculated according to a sliding window, respectively of the last 24 hours, 7 days or 30 days.
Our fees:
|
Conversion Fee |
|
|
US Dollar (USD) Euro (EUR) British Pounds (GBP) |
0.65% |
|
Japanese Yen (JPY) Swiss Francs (CHF) Mexican Pesos (MXN) Canadian Dollars (CAD) Australian Dollars (AUD) New Zealand Dollars (NZD) Hong Kong Dollars (HKD) Singapore Dollars (SGD) Danish Krone (DKK) Norwegian Krone (NOK) Swedish Krona (SEK) |
0.95% |
|
Philippine Peso (PHP) Polish Zloty (PLN) Arab Emirates Dirham (AED) Argentine Peso (ARS) Brazilian Real (BRL) |
1.15% |
|
Chinese Yuan (CNY) Indian Rupee (INR) |
1.4% |
|
Bitcoin (BTC) |
1.05% |
|
Other Cryptocurrencies |
ETH (1.4%) ; LTC (1.4%) |
|
Precious metals |
XAU (2.05%) ; XPT (3.95%) |
Note: The percentage fee charged for converting from one currency to another is always the highest of the involved.
Uphold is committed to making financial services affordable for everyone and we strive to keep all fees as low as possible. Certain fees may apply to institutional and high-frequency members, but any such fees will be agreed upon in advance.
* China Union Pay card funding is available at a 3.99% fee.
Minimums
The minimum withdrawal amount is 0.00001 BTC or the equivalent in any other currency.
EU: the minimum is €75/transaction.
US: the minimum is $50/transaction
To increase your limits, please see our Account Limit Increase Application.
How does Uphold set its conversion rates?
Uphold uses the mid-market price when quoting the value of holdings on our system and for our currency conversions. The mid-market price is the midpoint between the bid and ask price quoted in the financial markets. For example, if the bid price is $305 and the ask is $295, then the price used for buying and selling that asset is $300. For our precious metals, we use the midpoint between Gold Bullion International’s (GBI) buy /sell prices.
You may notice a slight difference between the buy and sell price quote for the same currency pair at Uphold. This is because we include in the quote a Price Protection Fee. This small difference (usually less than 0.75% above or below the mid-market rate) allows us to give you an instant and guaranteed quote no matter the market conditions or other factors that may affect our ability to settle your trade.
In the case of bitcoin, we're constantly monitoring rates and liquidity from multiple exchange partners and, in our efforts to reduce volatility, we pick our rates based on which exchanges have the highest liquidity. We do not endorse any particular mid-market price and we cannot verify if the mid-market price reflects exact fair market value at any time.
$1,000 Transaction Allowance for non-verified members
Uphold requires all members to become verified members when the cumulative value of their lifetime transactions (excluding the addition of funds to their accounts) exceeds $1,000 U.S. dollars.
This is for your safety and the security of the Uphold network at large. When this allowance is exceeded, accounts will be restricted from conducting transactions of any kind until the account has been fully verified. Our team reviews all transactions for compliance with our membership agreement.