Bank account funding and withdrawals are offered to all verified users on Uphold within the supported countries listed here.
There's more than one way to link a US bank account and transfer US dollars into your Uphold account:
- Connect via Bank Credentials authentication (trade instantly; sends and withdrawals available after 4-5 business days, once the funds are settled).
- Connect via Micro-Deposits authentication (trade instantly; sends and withdrawals subject to the 65-day withdrawal restriction period).
Bank Credentials Authentication
1. Go to the Transact option. 2. Select the From option. 3. Click on + next to Banks. 4. Select the US Dollar currency. 5. Select Link a bank account. 6. Tap/Click Continue on the Plaid menu. 7. Select your bank from the available list. 8. Login using your bank credentials to authenticate in the Plaid widget, or in the bank website you are automatically redirected to. 9. Select the account you’re linking* 10. You’re done! |
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*Important Information:
Account Verification
We’ll then verify your bank account. This usually only takes a few minutes and we’ll let you know when complete. Login through bank webpage
*if you are directed to login via the bank webpage, please ensure you also grant permissions to:
Names must match
The name on your bank account must match the name on your Uphold account in order to link the two successfully. |
Via Micro-Deposits
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*Important Information:
Microdeposits Reversal
**Plaid will reverse the two micro-deposits from your bank account. Funds Settlement
Funds deposited through ACH are immediately available for you to trade, but you’ll only be able to withdraw the deposited amount and related profits to the same bank account once the funds settle, usually after 4 business days. Cooldown Period
The deposited amount is subject to the 65-day withdrawal restriction before being able to withdraw to external crypto or different bank accounts. Names must match
The name on your bank account must match the name on your Uphold account in order to link the two successfully. |