Bank account funding and withdrawals are offered to all verified users on Uphold within the supported countries listed here.
Please note, the name on your bank account must match the name on your Uphold account in order to link the two successfully.
Uphold uses Plaid to allow you to easily link your U.S. bank account by following these steps:
- Tap/Click
on the bottom right of your screen (Mobile App), or on the left-hand side of the page (Web Wallet) - Select Linked Accounts
- Next to Bank, hit the
on the right-hand side - Select US Dollar as the bank currency
- Tap/Click Continue on the Plaid menu
- Select your bank from the available list
- Login using your bank credentials to authenticate in the Plaid widget, or in the bank website you are automatically redirected to
- Select the account you’re linking*
- You’re done!
We’ll then verify your bank account. This usually only takes a few minutes and we’ll let you know when complete. You’ll also see the 
icon near the relevant bank account once it has been linked successfully.
*if you are directed to login via the bank webpage, please ensure you also grant permissions to:
- Account holder name(s): (This is necessary to verify account ownership)
- Account number and routing number (This is necessary to enable money movement across financial institutions)
Can I link my bank account if my bank isn’t listed?
Yes, you can link your bank account via another method - microdeposits.
- Log in to your Uphold account and tap/click
- Select Linked Accounts
- Next to Banks, hit the on the right-hand side
- Select US Dollar as the bank currency
- Click Continue on the Plaid menu
- In the Search box, start typing your bank name
- Now select the option Link with Account numbers
- Enter the account information, and wait for the next step
Within two business days you’ll receive two small deposits (less than $1.00) in your bank account.**
Remember the exact amount of both deposits, you’ll need that information later! - Log back in and go again to your Linked Accounts page
- Your account shows
. Hit it! - Enter the exact amount of each of the deposits
- Your account is now linked. Happy trading!
**Plaid will reverse the two micro-deposits from your bank account.
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IMPORTANT: Funds deposited through ACH are immediately available for you to trade, but you’ll only be able to withdraw the deposited amount and related profits to the same bank account once the funds settle, usually after 4 business days. |