From August 13th 2020, you can trade ACH deposits instantly on Uphold, which means you can buy Bitcoin, XRP and other assets without the legacy 4-7 day cooldown period.
For people who want to get into fast-moving cryptos quickly, the change is a massive leap forward in trading experience. Many of our customers have been asking for precisely this change.
You can withdraw an ACH deposit to your originating bank account after four business days, once the funds have settled.
You can withdraw ACH funds to external networks - such as crypto wallets - or send to other users on the platform, after 65 days.