Card issued after Aug. 2022
With the Uphold Card you’ll earn 4% XRP Rewards on every purchase*.
All your Rewards will be received in XRP - up to 4% will all your purchases. There’s a rewards limit of up to $50 worth of XRP a month.
Payout: The crypto rewards will be calculated at the end of each calendar month and added to your Uphold balance within 15 days thereafter. Payouts must bear a notional value of at least 1.00 USD equivalent for the amount to be added to your Uphold balance. Otherwise, no money will be credited to your balance for that month, but the amount will be carried forward to the subsequent month.
You can see your updated rewards balance in the app, as well as accrued values, limits, etc.
* Transactions made under the following merchant categories or channels are excluded from the Crypto Rewards program:
- Money orders - wire transfer
- Financial institutions - manual cash disbursements
- Financial institutions - automated cash disbursements
- Financial institutions - merchandise & services
- Quasi cash-member financial institution
- Quasi cash
- Security brokers/dealers
- Remote stored value load-member financial institution
- Remote stored value load
- Payment service provider-money transfer
- Payment transaction - member financial I
- Payment transaction - merchant
- Money transfer-member financial institution
- Value purchase-member financial institution
- Moneysend intracountry
- Moneysend intercountry
- Mastercard moneysend funding transaction
- Poi funding transactions
- Mastercard initiated rebate/rewards
- Overpayments
- Savings bonds
- Hospital patient personal funds withdraw
- Debt collection agencies
- Government-owned lotteries
- Government licensed casinos (online gambling)
- Government licensed horse/dog racing
- Betting, wagering, lottery, gambling tickets or chips
- Gambling-horse, dog racing-st lottery
- Political organizations
- Tax payments
- Government services (nec) or fire departments
- Intergoverment transactions
- Government loan payments
- Alimony, child support or court costs
- Fines
- Bail and bond payments
- I-purchasing pilot
- Automated referral service
- Visa credential server
- Gcas emergency services (visa use only)
- U.K. Supermarkets, electronic hot file
- U.K. Petrol stations, electronic hot file
- Intra-company purchases
- Client defined mcc
- Outbound telemarketing merchant
- Inbound teleservices merchant
- Escort services
- Postage transaction charge
- Drugs, drug proprietaries and druggist sundries
- Telemark, travel-related arrangement ser
- Timeshares
- Charitable or social services organizations
- Religious organizations
- Chemicals and allied products (nec)