If you reside in the US and want to withdraw from the US, you have two ways to do it, depending on your bank account.
Withdrawing USD to a U.S. bank account
At Uphold, we provide ACH withdrawal services for USD, giving our customers the flexibility to select between instant and standard processing times for their transactions.
Withdrawal Comparison:
| Standard withdrawals | Instant Withdrawals | |
| Processing time | Expect up to 5 business days for ACH (While your transaction is being processed, you will see its status displayed as "processing" in the app) | Your funds reach your bank account right away |
| Fee | Free | Variable fee (1.75%), with a minimum of $1 |
| Eligibility | Anyone with a connected bank account | You need a bank that works with FedNow or RTP* |
*Eligible bank accounts will show the [Lightening] symbol next to them in the Uphold App. Find out if your bank is a participant of FedNow and/or RTP.
Does my bank support Instant Withdrawals?
If your bank has enabled instant withdrawals, you'll see a lightning bolt (⚡️) symbol next to it in our app. Click the following links to check if your bank is a participant of FedNow or RTP.
How to withdraw to a bank account
- Go to "Transact" in app
- Select your source of funds.
- Tap on "Select Destination."
- At the top of the list, pick "My Accounts”
- Find your bank under "My Banks" or add a new one by tapping "+"