Instant Credit covers two things: borrowing (taking a USD or USDC loan against your crypto) and the Exa Card (spending directly against your crypto).
Is Borrow available in my country?
Borrow is available everywhere Uphold operates, except:
- All European Economic Area (EEA) member states
- Switzerland, United Kingdom, Åland Islands, French Guiana, Guadeloupe, Martinique, Mayotte, Réunion, Saint Martin (French part), and Venezuela
Is the Exa Card available in my country?
The Exa Card is available in: Argentina, Australia, Brazil, Colombia, Costa Rica, Dominica, Dominican Republic, El Salvador, Guatemala, Malaysia, New Zealand, Panama, Paraguay, Peru, Singapore, South Africa, Thailand, United Arab Emirates, United States*, Uruguay, and Zambia.
*US states
Borrow |
Exa Credit Card |
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| Available | Alabama, Alaska, Arkansas, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Virginia, West Virginia, Wisconsin, Wyoming | Alabama, Alaska, Arkansas, Colorado, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Michigan, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oklahoma, Pennsylvania, South Carolina, Texas, Utah, Virginia, West Virginia, Wyoming |
| Not available | Arizona, Connecticut, Louisiana, Maryland, Massachusetts, Nevada, North Carolina, Ohio, Texas, Vermont, Washington | All other states |