Learn how to deposit crypto into your Uphold account, including how to find your deposit address, which assets are supported, and what to expect with fees and settlement times.
For a comprehensive overview of our crypto deposit policies, review our Transfer Services Policy.
Can I deposit any type of cryptocurrency?
Uphold supports depositing a wide range of cryptocurrencies. Supported assets depend on your chosen deposit method:
- Manual wallet transfers: You can deposit any Tier 3 asset directly into your Uphold account. View the full list of supported assets and their tiers on our transparency page. (Note: Tier 4 assets DO NOT support external deposits).
- Mesh integration transfers: Experience a fast, seamless deposit process directly from your external exchanges! When inking an account via Mesh, you gain streamlined access to deposit any asset from their extensive supported list.
Important: Verify your asset is supported before initiating a transfer. Deposits of unsupported crypto-assets or transfers made to incompatible addresses may be permanently lost. Uphold cannot recover or return these funds. For more details, refer to our User Agreement.
How do I deposit crypto?
Depositing crypto into your Uphold account from an external wallet or exchange is a simple process. Follow these steps:
Important Notes
- Crypto deposit addresses are specific for each specific asset and network. Ensure you use the correct details for your transaction.
- In certain networks, addresses are case-sensitive, as is the case with Constellation (DAG) or XRPL (XRP/CORE/SOLO).
Do I need a destination tag or memo?
Most networks don't require one, however some networks (like XRPL and Stellar) require a destination tag or memo. Be sure to include it to avoid delays or loss of funds.
Are there fees for crypto network deposits?
Uphold doesn’t charge deposit fees, but network fees may apply. These are set by the blockchain and vary by asset. See our Fees, Limits & Processing times page for more details.
When is a crypto deposit considered irreversible and credited to my account?
We will only credit your deposit to your Uphold account once a minimum number of on-chain block confirmations are completed (making the transaction irreversible in the network) and all required compliance checks have been successfully completed.
The time it takes for a transaction to be considered irreversible varies by network, as each blockchain has its own settlement finality rules. We only credit an account once we’re reasonably confident the transfer is final on-chain. That said, Uphold doesn’t define or control a network’s finality time.
For a comprehensive list of the necessary confirmation times that we require before crediting an Uphold account for each supported network, see our Crypto deposits page.
How quickly will my crypto deposit appear in my account?
Deposit times vary depending on the network and congestion. Some deposits can be processed within a few minutes due to very quick network confirmation times. Other deposits take longer, up to a few hours due to much slower network confirmation times. Problems with clearing the off-chain checks and screenings could slow the process down further.
See our Crypto deposits page for more details.