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Auto-Invest

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What is Auto-Invest?

Auto-Invest automatically directs funds from your incoming Direct Deposits or Wire Transfers into any asset or account that you predetermine. You can allocate a portion or all of your deposit across up to 10 different assets, including your USD Interest Account, individual stocks and ETFs.

Once the designated deposit type is received, your trades will execute automatically, providing a seamless "set and forget" way to invest your paychecks (or wire transfers) into your preferred assets. 

 

Is Auto-Invest available in my region?

This feature is currently available for US users, with the exception of New York, American Samoa and U.S. Virgin Islands.

 

How do I set up Auto-Invest?

You can set up an Auto-Invest that automatically triggers the next time you receive a direct deposit or wire transfer.. To set up Auto-Invest, follow these steps:

  • Mobile
  • Web
  1. Go to the Account Center (top left) and select Auto-Invest.
  2. Select the deposit type that will automatically be invested: Direct Deposit or Wire Transfer.
  3. Select up to 10 options, including any asset, equities and the USD Interest Account, and tap Continue.
  4. Enter specific percentages for each asset or use the option Distribute evenly and tap Continue.
  5. Review your setup and tap Confirm to finish.
  1. Go to More (...) and select Auto-Invest.
  2. Select the deposit type that will automatically be invested: Direct Deposit or Wire Transfer.
  3. Select up to 10 options, including any asset, equities and the USD Interest Account, and tap Continue.
  4. Enter specific percentages for each asset or use the option Distribute evenly and tap Continue.
  5. Review your setup and tap Confirm to finish.

You can also find Auto-Invest on your USD unique account screen.

Notes:

  • Auto‑Invest is triggered when your direct deposit or wire transfer is received. If your Auto‑Invest includes equities, those equity orders will be placed and executed during market hours (otherwise they will be queued until the market opens).
  • Any percentage not allocated in your Auto-Invest will remain in your USD account (e.g., if your rule totals 70%, the unallocated 30% will remain in USD). For users in Louisiana, the unallocated portion will be deposited into USDC.

 

Can I change, pause, or stop Auto-Invest?

Yes! You have full control over your Auto-Invests and can adjust them at any time by doing the following:

  • Mobile
  • Web
  1. Open the Account Center (top left) and select Auto-Invest.
  2. Select the deposit type you wish to modify and tap More (...) (top right).
  3. Select Change, Pause or Stop as needed.
  4. Confirm the action.
  1. Go to More (...) and select Auto-Invest.
  2. Select the deposit type you wish to modify and tap More (...) (top right).
  3. Select Change, Pause or Stop as needed.
  4. Confirm the action.

 

What price do I get and how much does it cost?

We keep the pricing for Auto-Invest simple and transparent:

  • Asset Price: All assets are purchased based on the market price at the exact moment your deposit is received and trades are triggered.
  • Uphold Fee: Any Auto-Invest less than $500 will incur a $0.99 fee, appearing in your Past Activity as a separate transaction. This fee does not apply if your entire Auto-Invest is allocated to your USD Interest Account or equities.
  • Deposit Fees: Standard fees for Wire Transfers apply. Check our service fees FAQ for more details.

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