This guide provides step-by-step instructions for funding your Uphold wallet with US dollars using your bank account.
How to make a deposit through the Uphold app
To deposit funds into your Uphold account, you can pull money from a linked ACH bank account, subject to certain limits.
- On the Home Screen, tap Deposit.
- pen the ACH bank deposit and choose your accoun (or tap “+” to link one).
- Enter the deposit amount.
- Tap Preview deposit to review.
- Tap Confirm deposit to complete.
- On the Anything to Anything, click Select source.
- Browse to ACH bank deposits. If you haven't linked a bank account, tap “+” to link one via Plaid or microdeposits.
- Enter the deposit amount.
- Tap Preview deposit to review.
- Tap Confirm deposit to complete.
How to make a deposit through your bank
You can push funds into your Uphold account, allowing larger amounts, but processing might take longer. Funds can take up to 2 business days to become available for trading.
- On the Home Screen, tap Deposit.
- Under Direct deposit and wire transfers:
a. If the USD unique account hasn’t been activated, tap Get USD Unique Account.
b. If already activated, tap Account and routing number.
3. Copy the account details and enter them in your banking app to make a deposit.
- On the Portfolio, click the bank icon on the top right.
a. If not activated, it will attempt to activate the USD unique account
b. If already activated, it will display the USD unique account details.
2. Copy the account details and enter them in your banking app to make a deposit.
How to receive your paycheck via ACH deposit
The USD Unique Account also allows you to receive your paycheck directly into your Uphold account.
Here’s how to get started:
- On the Home Screen, tap Deposit.
- Under Direct deposit and wire transfers, select Direct deposit.
- Tap Start now and follow the prompts to complete the setup.
- If your employer was not found or requires a form, perform the following:
- Under Direct deposit and wire transfers, select Get direct deposit form.
- Click Email me the form.
- Open the form and fill in the relevant information.
- Share the form with your employer and ask them to deposit directly into your USD unique account.
- On the Anything to Anything, click Select source.
- Under Direct deposit and wire transfers, select Direct deposit.
- Tap Start now and follow the prompts to complete the setup.
- If your employer was not found or requires a form, perform the following:
- Under Direct deposit and wire transfers, select Get direct deposit form.
- Click Email me the form.
- Open the form and fill in the relevant information.
- Share the form with your employer and ask them to deposit directly into your USD unique account.
Name matching & transaction reviews
- The name of the bank account you are sending from must match the name on your Uphold wallet, except for paycheck deposits.
- Very occasionally, deposits may be temporarily held for review. If that happens, we will immediately let you know and keep you up to date.
More details on deposit methods here.