This article covers the different payment methods available for linking to your Uphold account.
| Method | Depositing | Withdrawing | Processing Time |
| Debit card | ✔ | ✔ | Instant* |
| Credit card | ✔ | ✘ | Instant |
| ACH | ✔ | ✔ | Instant** |
| Wire transfer | ✔ | ✘ | 1-3 business days |
| Apple/Google Pay | ✔ | ✘ | Instant |
| Crypto network | ✔ | ✔ | Varies based on blockchain confirmation times*** |
*Where supported - For more information check Debit card withdrawals.
**Crediting is instant, but settlement times may take up to 5 business days.
***Please note that settlement times for crypto network deposits can vary depending on the specific blockchain network and its confirmation process.
| Method | Depositing | Withdrawing | Processing Time |
| Debit card | ✔ | ✔* | Instant** |
| Credit card | ✔ | ✘ | Instant |
| FPS/SEPA | ✔ | ✔ | Instant |
| Wire transfer* | ✔ | ✘ | 1-3 business days |
| Apple/Google Pay | ✔ | ✘ | Instant |
| Crypto network | ✔ | ✔ | Varies based on blockchain confirmation times*** |
*Not yet available in the EU.
**Where supported - For more information check Debit card withdrawals.
***Please note that settlement times for crypto network deposits can vary depending on the specific blockchain network and its confirmation process..
| Method | Depositing | Withdrawing | Processing Time |
| Debit/credit card | ✔ | ✘ | Instant |
| Crypto network | ✔ | ✔ | Varies based on blockchain confirmation times* |
*Please note that settlement times for crypto network deposits can vary depending on the specific blockchain network and its confirmation process.
| Method | Depositing | Withdrawing | Processing Time |
| Debit/credit card | ✔ | ✘ | Instant |
| Apple/Google Pay | ✔ | ✘ | Instant |
| Crypto network | ✔ | ✔ | Varies based on blockchain confirmation times* |
*Please note that settlement times for crypto network deposits can vary depending on the specific blockchain network and its confirmation process.
For a full breakdown of our fees by region, please visit our Uphold Fees & Limits page.