This guide provides step-by-step instructions for funding your Uphold wallet with US dollars using your bank account. You have the option to deposit through ACH connectivity or wire transfer. Explore the details of these methods below.
How to complete an ACH deposit
Understand the process of depositing funds from your bank account into your wallet.
- On the Home Screen, tap “Deposit.”
- Select “ACH bank deposit.” If you haven't linked an ACH account, tap “+” to add your bank account using Plaid.
- Enter the deposit amount.
- Tap “Preview deposit” to review the terms.
- If satisfied, tap “Confirm deposit” to complete the transaction.
*If you haven't added a bank account yet, simply tap "+" to add one. Refer to Link a payment method for instructions on how to add a payment method to your Uphold account.
This section provides simple instructions on how to initiate a wire transfer from your bank to your Uphold wallet. Unlike an ACH transfer, there are no limits to the amount you can wire directly.
How to complete a wire transfer
- On the Home Screen, tap “Deposit.”
- Select “Wire transfer”.
- Tap “To” to choose the currency (USD) or to trade by purchasing another asset during the deposit.
- Remember to include the reference code when completing the deposit in your banking app.
Name matching & transaction reviews
Please note, the name of the bank account you are sending from must match the name on your Uphold wallet.
Very occasionally, deposits may be temporarily held for review. If that happens, we will immediately let you know and keep you up to date.