This article covers the different payment methods available for linking to your Uphold account.
Important Update on VISA Card Policy
As of July 31, 2024, VISA has updated its policy requiring that VISA cards used for transactions within the US must be issued in the US. If you encounter issues while linking or using a VISA card, and you believe your card should comply with this policy, please contact your bank or card provider for further assistance
| Method | Depositing | Withdrawing |
|---|---|---|
| Debit card | Instant | Instant* |
| Credit card | Instant | Not available |
| ACH | Instant** |
Standard withdrawal: Up to 5 business days |
| ACH (via Microdeposits) | Instant** |
65 days |
| Wire transfer | 1-3 business days. First-time transfers from a bank may take longer due to initial checks. | Not available |
| Apple Pay | Instant | Instant |
| Google Pay | Instant | Not available |
| Crypto network | Variable*** | Variable*** |
*Where supported - For more information check Debit card withdrawals.
**You can instantly trade but withdrawal times are subject to settlement..
***Please note that settlement times for crypto network deposits can vary depending on the specific blockchain network and its confirmation process.
| Method | Depositing | Withdrawing |
|---|---|---|
| Debit card | Instant | Instant |
| Credit card | Instant | Not available |
| FPS | A few seconds | A few seconds |
| SEPA | Instant to 3 business days | 1-3 business days |
| Apple Pay | Instant | Instant |
| Google Pay | Instant | Not available |
| Crypto network | Variable* | Variable* |
*Please note that settlement times for crypto network deposits can vary depending on the specific blockchain network and its confirmation process.
| Method | Depositing | Withdrawing |
|---|---|---|
| Debit/credit card | Instant | Not available |
| Crypto network | Variable | Variable* |
| Interac | Not available | Usually instant (up to 24 hours) |
*Please note that settlement times for crypto network deposits can vary depending on the specific blockchain network and its confirmation process.
| Method | Depositing | Withdrawing |
|---|---|---|
| Debit/credit card | Instant | Instant* *** |
| Credit card | Instant | Not available |
| Apple Pay | Instant | Instant*** |
| Google Pay | Instant | Not available |
| Crypto network | Variable** | Variable** |
*Only available with VISA Cards, click here to know all details about this feature.
**Please note that settlement times for crypto network deposits can vary depending on the specific blockchain network and its confirmation process.
***Not available in Argentina, Bangladesh, Chile, Colombia, Egypt, India and Mexico.