This guide provides comprehensive details about associated fees, limits, and processing times for the available payment methods, helping you discover the most suitable options for funding and withdrawing from your individual Uphold account.
Fee
3.99%
Limits (min/max)
Daily: $10 / $15,000
Weekly: $10 / $15,000
Monthly: $10 / $50,000
Limits apply independently per payment method (Debit/credit card, Apple Pay and Google Pay).
Processing Time
Instant
Notes
VISA cards used for transactions within the US must be issued in the US.
Fee
Not applicable
Limits (min/max)
Linked via Plaid credentials
Daily: $10 / $7,500
Weekly: $10 / $7,500
Monthly: $10 / $30,000
Linked via Microdeposits
Daily: $10 / $2,000
Weekly: $10 / $2,000
Monthly: $10 / $8,000
Processing Time
Instant
Notes
Funds deposited via ACH are immediately available for trading. However, these funds are subject to a settlement period before they can be withdrawn.
Fee
<$2,000 - $10
≥$2,000 - Not applicable
Limits (min/max)
Unlimited
Processing Time
Up to 2 business days. First-time transfers from a bank may take longer due to initial checks.
Fee
Not applicable
Limits (min/max)
Daily: £10 / £15,000
Weekly: £10 / £15,000
Monthly: £10 / £50,000
Limits apply independently per payment method (Debit/credit card, Apple Pay and Google Pay).
Processing Time
Instant
Fee
2.99%
Limits (min/max)
Daily: £10 / £800
Weekly: £10 / £2,000
Monthly: £10 / £8,000
Processing Time
Instant
Fee
Not applicable
Limits (min/max)
Unlimited
Processing Time
Instant
Fee
Not applicable
Limits (min/max)
Unlimited
Processing Time
1-3 business days
Fee
Not applicable
Limits (min/max)
Daily: 10€ / 15,000€
Weekly: 10€ / 15,000€
Monthly: 10€ / 50,000€
Limits apply independently per payment method (Debit/credit card, Apple Pay and Google Pay).
Processing Time
Instant
Fee
Not applicable
Limits (min/max)
Unlimited
Processing Time
1-3 business days
Fee
3.99%
Limits (min/max)
Daily: $10 / $15,000
Weekly: $10 / $15,000
Monthly: $10 / $50,000
Limits apply independently per payment method (Debit/credit card, Apple Pay and Google Pay).
Processing Time
Instant
Notes
Not available in all countries. Where unsupported, cards appear as not eligible.
Direct fiat deposits are not supported. To fund your account, you must execute a simultaneous purchase of a cryptocurrency.
When do transaction limits reset?
Limits reset at 00:00 UTC based on the following schedule:
- Daily limits reset every day.
- Weekly limits reset every Monday.
- Monthly limits reset on the first day of each month. Note that the monthly limit reset does not override the weekly limit cap, meaning you must still adhere to the weekly limit even after the monthly limit refreshes.
Fee
1.75% (Min $1)
Limits (min/max)
Daily: $10 / $25,000
Weekly: $10 / $175,000
Monthly: $10 / $700,000
Limits apply independently per payment method (Debit card and Apple Pay).
Processing Time
Instant
Notes
VISA cards used for transactions within the US must be issued in the US.
Fee
Not applicable
For Instant withdrawals a fee of 1.75% (Min $1) applies.
Limits (min/max)
Daily: $5 / $25,000
Weekly: $5 / $175,000
Monthly: $5 / $700,000
Processing Time
Linked via Plaid credentials
Up to 1 business days - Instant Withdrawals
Up to 5 business days - Standard Withdrawals
Linked via Microdeposits
Up to 2 business days
Fee
1.75% (Min $1)
Limits (min/max)
Daily: £10 / £25,000
Weekly: £10 / £175,000
Monthly: £10 / £700,000
Limits apply independently per payment method (Debit card and Apple Pay).
Processing Time
Instant
Fee
Not applicable
Limits (min/max)
Daily: £10 / £25,000
Weekly: £10 / £175,000
Monthly: £10 / £700,000
Processing Time
Instant
Fee
Not applicable
Limits (min/max)
Daily: £20 / £25,000
Weekly: £20 / £175,000
Monthly: £20 / £700,000
Minimums are not converted; they are set as specific amounts for each currency.
Processing Time
1-3 business days
Fee
1.75% (Min $1)
Limits (min/max)
Daily: 10€ / 25,000€
Weekly: 10€ / 175,000€
Monthly: 10€ / 700,000€
Limits apply independently per payment method (Debit card and Apple Pay).
Processing Time
Instant
Notes
Not available in all EEA countries. Where unsupported, cards appear as not eligible.
Fee
Not applicable
Limits (min/max)
Daily: 10€ / 25,000€
Weekly: 10€ / 175,000€
Monthly: 10€ / 700,000€
Minimums are not converted; they are set as specific amounts for each currency.
Processing Time
1-3 business days
Fee
Not applicable
Limits (min/max)
Transaction: $1/ $10,000 CAD
Daily: $1 / $100,000 CAD
Weekly: $1 / $500,000 CAD
Monthly: $1 / $500,000 CAD
Processing Time
Up to 24 hours
Fee
2.75% (Min $1)
Limits (min/max)
Daily: $10 / $25,000
Weekly: $10 / $175,000
Monthly: $10 / $700,000
Limits apply independently per payment method (Debit card and Apple Pay).
Processing Time
Instant
Notes
Only available with VISA Cards. Not available in all countries. Where unsupported, the option is not available.
When do transaction limits reset?
Limits reset at 00:00 UTC based on the following schedule:
- Daily limits reset every day.
- Weekly limits reset every Monday.
- Monthly limits reset on the first day of each month. Note that the monthly limit reset does not override the weekly limit cap, meaning you must still adhere to the weekly limit even after the monthly limit refreshes.
Fees
While Uphold does not charge deposit fees for crypto network deposits, you may incur network fees. These fees are determined by the specific blockchain and vary by asset.
Limits
To maintain platform performance, meet compliance requirements, and ensure a smooth user experience, minimum deposit limits apply to crypto network deposits, however there is no maximum limit. Any deposit below the value of USD 0.0095 (calculated at the moment the transaction occurs) will not be processed or credited to your account.
Processing times
Settlement times vary depending on the specific blockchain network and its confirmation process. Our processing time begins only after your deposit has been added to a block. Additionally, the time it takes for the network to confirm your transaction depends on external factors, such as network traffic and the miner fees attached by the sender. These variables are beyond our control and are not reflected in the estimates below.
Please refer to the table for general details.
| Network | Number of confirmations to credit a deposit | Deposit execution time (Minimum) | Expected settlement finality time (Estimated On-chain irreversibility time) |
|---|---|---|---|
| Algorand | 1 | 3 sec | 3 sec |
| Arbitrum | 12 | 12 sec |
7 days (ethereum fraud-proof challenge period) |
| Arc | 1 |
0.5 sec |
0.5 sec |
| Avalanche | 1 | 2 sec | 2 sec |
| Base | 12 | 24 sec |
7 days (ethereum fraud-proof challenge period) |
| Binance Smart Chain | 3 | 3 sec | 15 sec |
| Bitcoin | 3 | 30 min | 1 hour |
| Bitcoin Cash | 4 | 40 min | 1 hour |
| Bittensor | 1 | 12 sec | 6.4 min |
| Canton | 1 |
5 sec |
5 sec |
| Cardano | 15 | 5 min | 10 min |
| Casper | 1 | 15 sec | 7.5 min |
| Celo | 1 | 5 sec | 1 min |
| Concordium | 1 |
6 sec |
6 sec |
| Cosmos | 1 | 7 sec | 7 sec |
| Dash | 8 | 16 min | 10 min |
| Dogecoin | 40 | 40 min | 6 min |
| Ethereum | 1 | 13 sec | 14 min |
| Flare | 60 | 1 min | 12 sec |
| Hedera | 1 | 5 sec | 5 sec |
| Hyperliquid Hypercore | 1 |
1 sec |
1 sec |
| Hyperliquid HyperEVM | 1 | 1 sec | 1 sec |
| Ink | 12 |
12 sec |
7 days (ethereum fraud-proof challenge period) |
| IOTA | 1 | 1 sec | 1 sec |
| Kaspa | 300 | 5 min | 1.6 min |
| Litecoin | 6 | 15 min | 15 min |
| Mantle | 1 | 2 sec |
7 days (ethereum fraud-proof challenge period) |
| Monad | 1 | 1 sec | 1 sec |
| Near | 1 | 1 sec | 3 sec |
| Optimism | 12 | 24 sec |
7 days (ethereum fraud-proof challenge period) |
| Plasma | 1 |
1 sec |
2 sec |
| Polkadot AssetHub | 2 | 12 sec | 3 min |
| Polygon | 200 | 6.6 min |
30 min (ethereum checkpoints) |
| Robinhood Chain | 12 |
2 sec |
7 days (ethereum fraud-proof challenge period) |
| Solana | 1 | 1 sec | 32 sec |
| Songbird | 60 | 1 min | 12 sec |
| Sonic | 1 | 1 sec | 1 sec |
| Stacks | 2 | 20 sec | 1 min |
| Starknet | 8 | 16 min | 60 min |
| Stellar | 1 | 5 sec | 5 sec |
| Sui | 1 | 1 sec | 1 sec |
| Tezos | 3 | 30 sec | 5 min |
| Ton | 1 | 5 sec | 5 sec |
| Tron | 1 | 3 sec | 63 sec |
| Unichain | 12 | 12 sec |
7 days (ethereum fraud-proof challenge period) |
| XinFin | 1 | 2 sec | 24 sec |
| XRP Ledger | 6 | 30 sec | 5 sec |
When you withdraw crypto to an external wallet, two types of fees may apply:
- Network Fee: This is a standard fee charged by the blockchain (not Uphold). It varies depending on the asset and the blockchain network being used.
- Withdrawal Fee: A flat fee of $0.99 applies to all crypto networks withdrawals with the exception of BTC, XRP and HBAR networks.
Network fee
| Network | Asset/Token | Fee |
|---|---|---|
| Algorand | ALGO | 0.01 ALGO |
| Arbitrum | ARB | 0.2 ARB |
| ETH | 0.00005 ETH | |
| GMX | 0.005 GMX | |
| USDC | 0.05 USDC | |
| USDT | 0.1 USDT | |
| Arc | USDC | 0.05 USDC |
| Avalanche C-Chain | AVAX | 0.005 AVAX |
| QI | 25 QI | |
| USDC | 0.2 USDC | |
| Base | AERO | 0.25 AERO |
| AIXBT | 0.8 AIXBT | |
| AVNT | 0.55 AVNT | |
| BNKR | 200 BNKR | |
| BRETT | 2 BRETT | |
| DEGEN | 50 DEGEN | |
| ETH | 0.00005 ETH | |
| EUROC | 0.15 EUROC | |
| KAITO | 0.16 KAITO | |
| KTA | 0.5 KTA | |
| USDC | 0.1 USDC | |
| VVV | 0.01 VVV | |
| VIRTUAL | 0.065 VIRTUAL | |
| ZORA | 1.7 ZORA | |
| Bitcoin Cash | BCH | 0.0003 BCH |
| Bitcoin Gold | BTG | 0.0003 BTG |
| Bitcoin | BTC | 0.00004 BTC |
| Bittensor | TAO | 0.0001 TAO |
| BNB Smart Chain | ASTER | 0.25 ASTER |
| AIOZ | 1 AIOZ | |
| B | 0.7 B | |
| BANANAS31 | 30 BANANAS31 | |
| BAT | 1 BAT | |
| BNB | 0.0001 BNB | |
| CAKE | 0.01 CAKE | |
| CAT | 2500 CAT | |
| EGLD | 0.01 EGLD | |
| ETH | 0.0001 ETH | |
| FIL | 0.05 FIL | |
| FLOKI | 2500 FLOKI | |
| GOMINING | 0.25 GOMINING | |
| IOTA | 1.25 IOTA | |
| TOKEN | 6 TOKEN | |
| USDC | 0.1 USDC | |
| USDT | 0.1 USDT | |
| XPL | 0.2 XPL | |
| WOD | 3.9 WOD | |
| ZIL | 15 ZIL | |
| Canton | CC | 5 CC |
| Cardano | ADA | 0.3 ADA |
| Casper | CSPR | 4 CSPR |
| Celo | CELO | 0.002 CELO |
| USDC | 0.05 USDC | |
| USDT | 0.05 USDT | |
| Concordium | CCD | 20 CCD |
| Cosmos | ATOM | 0.005 ATOM |
| DASH | DASH | 0.0003 DASH |
| Dogecoin | DOGE | 1 DOGE |
| Ethereum | ETH, ERC 20 Tokens | Network Fee |
| Flare | FLR | 0.15 FLR |
| Hedera | HBAR | 0.5 HBAR |
| Hyperliquid Hypercore | HYPE | 0.00125 HYPE |
| USDC | 0.05 USDC | |
| Hyperliquid HyperEVM | HYPE | 0.00125 HYPE |
| USDC | 0.05 USDC | |
| INK | ETH | 0.00005 ETH |
| USDC | 0.05 USDC | |
| IOTA | IOTA | 0.3 IOTA |
| KASPA | KAS | 0.01 KAS |
| Litecoin | LTC | 0.0008 LTC |
| Mantle | MNT | 0.1 MNT |
| USDC | 0.15 USDC | |
| Monad | MON | 7.5 MON |
| USDC | 0.25 USDC | |
| Near | NEAR | 0.01 NEAR |
| USDC | 0.15 USDC | |
|
Optimism
|
ETH | 0.00005 ETH |
| OP | 0.1 OP | |
| USDC | 0.05 USDC | |
| USDT | 0.05 USDT | |
| WLD | 0.08 WLD | |
| Plasma | USDC | 0.03 USDC |
| XPL | 0.1 XPL | |
| Polkadot Asset Hub | DOT | 0.02 DOT |
| USDC | 0.15 USDC | |
| USDT | 0.15 USDT | |
| Polygon | POL | 0.1 POL |
| USDC | 0.15 USDC | |
| USDT | 0.15 USDT | |
| Robinhood Chain | ETH | 0.00005 ETH |
| Solana | SOL, SPL Tokens | Network fee |
| Songbird | SGB | 0.004725 SGB |
| Sonic | S | 0.2 S |
| USDC | 0.1 USDC | |
| Stacks | STX | 0.5 STX |
| Starknet | ETH | 0.000025 ETH |
| STRK | 0.1 STRK | |
| Stellar | EURC | 0.085 EURC |
| SHX | 2.5 SHX | |
| USDC | 0.1 USDC | |
| VELO | 0.1 VELO | |
| XLM | 0.1 XLM | |
| SUI | DEEP | 1.3 DEEP |
| NS | 1.7 NS | |
| SUI | 0.06 SUI | |
| USDC | 0.25 USDC | |
| WAL | 0.5 WAL | |
| Tezos | XTZ | 0.1 XTZ |
| TON | GRAM | 0.05 GRAM |
| USDT | 0.35 USDT | |
| TRON | TRX | 1 TRX |
| USDT | 3.75 USDT | |
| Unichain | ETH | 0.000045 ETH |
| USDC | 0.15 USDC | |
| Xinfin | XDC | 1 XDC |
| XRPL | COREUM | 0.5 COREUM |
| RLUSD | 0.01 RLUSD | |
| SOLO | 0.1 SOLO | |
| USDC | 0.01 USDC | |
| XRP | 0.001 XRP |
The price of an asset when you trade, sell, or convert one asset for another, or to/from fiat, includes a "spread". This is the difference between the price we quote you and the market price we use to source that asset.
For the full fee breakdown, visit our Service Fees page.
On smaller trades, an additional fee applies.
-
Smaller Trades Fee: a $0.99 Uphold Fee applies to trades under $500 in value, except for:
- Deposits with debit or credit cards, Apple Pay or Google Pay
- Withdrawals to debit card
- Instant withdrawals to US bank accounts
- Trades with Stablecoins
- Transactions with the Uphold Debit Card
- Transactions with Trailing Stop or Take Profit
- BAT transactions